Check Your Financial Condition First, Before Buy a House!

Financial Conditions

For those of you who belong to the milineal generation, currently living in a parent’s house or in a rented house, may often wonder when is the right time to buy a house?

Do you know? If the sooner you decide to buy it then the investment value promised in the future will also be greater. In addition, of course you will feel more comfortable and free to live in their own home.

But before deciding to buy a house, check the current financial condition so you can start from the following things.

1. Have a reliable income

When deciding to buy a home with installments, of course you must be sure can really pay it. If you live alone, you must already be a full-time employee in a company where you work.

Or when staying with a partner then one of you is already confident with the position and future of the company where work.

2. Doesn’t have a large expense burden

Buying a home is a big decision in life and will also affect your financial situation. In order for the financial condition to remain stable, make sure when buying your home is not currently having other large spending expenses such as installing a car or land.

3. Not being in debt problems

In order for the home purchase process to be easier, especially if you plan to install it, check back the financial condition in the bank or other financial institutions whether good and not in debt arrears. This is so that banks or financial institutions can more quickly approve the loan application.

4. Have sufficient emergency funds

When owning a home there will be some future expenditures that may not have been taken into account before, therefore it is important to have sufficient emergency funds to anticipate those expenses.

The amount of emergency funds to be prepared ranges from 4 to 12 months worth of expenditure.

5. Able to pay 5-10% of the total price of the house

In buying a home, it usually takes 3-20% to pay the down payment. It is also the main determinant whether you can afford a home or not. It’s better if you wait until you can pay at least 5% but still advised 10 – 20% of the total price of the house with cash.

6. Can and will take care of own house

Based on the experience of new people who have a house, in the first year there is just spending to fix some damaged things or buy new equipment in the house. In addition, you also have to be ready if someday the house needs some renovation.

If you are accustomed to take care of and do the work yourself then the expenses will be more controlled.

A Healthy Body Starts from a Healthy House

Healthy House

Yes, most of your time may be spent more at home. And if you often feel sick while at home then the possibility of your residence is not healthy. To keep you healthy, here are some steps you can take.

1. Maintain cleanliness of the house

Cleanliness is the most important part to maintain health. An unclean environment can easily bring disease. So, routinely sweep, mop, wash clothes, clean the pool, wipe glass and others.

This will indirectly affect your personal health. Doing clean-up activities is also part of the sport, loh! The body will sweat as it continues to move, as a result the body becomes healthy.

2. Maintain medicinal plants

In addition to maintaining ornamental plants, try to maintain medicinal plants for families in the yard of the house. Some medicinal plants that are easy to plant, namely turmeric, ginger, kencur, temulawak, celery, god leaves, belimbing wuluh, betel, brotowali, and aloe vera.

Plants have their respective properties, especially to overcome the symptoms of mild illness. Maintaining medicinal plants can also minimize consumption of medicines.

3. Eat healthy foods

Do not take lightly the food that goes into your body. Try to start keeping food. Try to always eat healthy food.

Healthy eating standard in the form of four healthy five perfect with portions to taste. Reduce fastfood, fatty foods, and too much carbohydrates.

4. Using water purifier

Air is an important element that must be kept clean. Therefore, it is important to have good air circulation inside the house. You can use the help of air filter or air purifier to keep the air clean inside the house.

The air generated by this tool is 95% cleaner because it has gone through the filtration stage. In addition to filtering the air becomes cleaner, water purifier can also remove viruses and bacteria, remove odor, and prevent the occurrence of fungus.

5. Sport at home

Lazy go to the gym? Why not just create an indoor gym? It’s easy, really. Just prepare an empty space and a yoga mat or carpet mat then you can start exercising at your home.

You can use the back porch of the house, garden, family room, or if you have free space, you can maximize it to a gym. Complete with simple equipment, such as skipping, dumbbells, and gym ball.

5 Tips on decorating a child’s room to feel at home

decorating a child's room

Homes and bedrooms are important areas for children. For the little one, the house and bedroom are places where he can feel comfortable and get the peace. Therefore, it is important to decorate the child’s room to feel comfortable.

Good room decoration will also have a positive impact on child growth. In addition, the child becomes comfortable to stay in his own room. This is good for parents to more easily control their activities.

And here are some tips for decorating your child’s room.

1. Theme room

Giving a theme to children’s room decoration is very important for children to stimulate their imagination and creativity. You can choose a theme based on your favorite hobby or hobby, such as sports themes, favorite animations, animals, and more.

The existence of decoration theme can be realized on the wall area, bedding mattress, bed, ornaments in the room decoration and more. By bringing up his favorite theme, the child will prefer his own room.

2. Color

Children’s room should be cheerful nuances. Choose a bright color to decorate a child’s room. Bright colors not only pink or blue only, can also green lime, yellow, purple, pastel and so forth.

No problem also if you want to use neutral colors like black, white, gray. The most important color of this room can be aligned with the existing space theme.

3. Furniture

Choosing furniture for children can not be arbitrary. At least there are two furniture that is crucial for children, namely the bed and desk study. You must choose it according to the room area. Also adjust also to the needs of children.

For bedding you can choose single bed type. However, choose a quality mattress because the child needs comfort to rest. If the rest is comfortable, he will always be fit when he goes to school.

Always note also the safety factor when choosing furniture for children’s room.

4. Complete the room

Make a room that meets all the needs of the child. Provide all the facilities such as toys, drawing tools, stationery, where he distributes hobbies, and places to learn.

But as much as possible do not put television and video games in the child’s room. Do not forget to always put water and snacks so he will not starve.

5. Space Exploration

At the age of growth, a child’s hobby explores everything. Give leeway to him to be able to explore and be creative in his room.

You can create an exploration corner by providing a blank wall for him to doodle, sticking his favorite stickers, and so on. This can train his creativity and vent his motor needs.